Certified Disability Management Specialist (CDMS) Practice Exam

The primary goal of integrating non-occupational short-term disability (STD) and long-term disability (LTD) programs is indeed focused on reducing employee-related costs. By combining these two types of programs, organizations can create a more efficient system that minimizes duplication of efforts and resources. This integration helps to streamline the claims process, improve communication with employees, and reduce administrative overhead. Additionally, by providing a more cohesive support system for employees who experience disability, companies may see lower turnover rates and improved employee retention, ultimately contributing to overall cost savings.

While other components such as streamlining management of disability and coordinating FMLA management are also important, the overarching goal remains to create a more financially sustainable model that supports both the organization and its employees effectively.